COBRA Notice Information
These list notices that are due under COBRA and when they are
due.
Type of Notice: Common
Timeframe Due: When coverage begins under plan.
A covered employee and spouse must be notified of their COBRA rights by their group health plan by mailing the notice by first-class mail to the employees' and spouses' last known address is considered to be good faith compliance. A single notice addressed to the employee and spouse is sufficient if the spouse's last known address is the same as the employee's. Otherwise, separate notices to each are required.
Type of Notice: Qualifying Event
Timeframe Due: Within 30 days of event.
An employer must notify the plan administrator of the following qualifying events: Covered employee's termination of employment or reduction in hours Covered employee's death Covered employee's entitlement to Medicare under Title XVII of the Social Security Act Employer's commencement of a Title 11 Bankruptcy proceeding that causes a covered retiree or covered spouse or child of a retiree to lost substantial coverage within one year before or after the filing.
Type of Notice: Qualifying Event
Timeframe Due: Within 14 days of receiving a notice of the qualifying
event.
A plan administrator must notify a qualified beneficiary of his or her COBRA rights in connection with a qualifying event. A notice to a spouse is considered sufficient to notify all dependent children residing with the spouse.
Type of Notice: Beneficiary Notice to Plan Administrator of
Qualifying Event
Timeframe Due: Within 60 days after a qualifying event.
A covered employee or qualified beneficiary must notify a plan administrator of the following qualifying events:
* Covered employee's divorce or legal separation from the spouse.
* Child's loss of dependent status under the plan's provisions
Type of Notice: Disability Notice
Timeframe Due: Within 60 days of Social Security Determination.
To obtain the disability extension in the maximum coverage period from 18 to 29 months, a qualified beneficiary must notify the plan administrator of Social Security's disability determination.
Type of Notice: Qualified Beneficiary No Longer Disabled
Timeframe Due: Within 30 days of Social Security Determination.
A qualified beneficiary must notify a plan administrator of Social Security's final determination that a beneficiary is no longer disabled.