Individuals

Long-Term Care

Long-Term Care is insurance that provides care to an individual who has a disability or serious illness that lasts for a period of time where they are unable to care for themselves. Services include provision of nursing homes, assisted living facilities, adult day care centers, or home delivery specialists.

Premiums for long-term care are based on thre factors: age (the older you are, the higher the premium), current health, and desired plan features.